International Payments

We make Money Transfers easy,
at rates so good, you'll wonder how we do it

Get a free quote today

One of our payment experts will be in touch to give you a free bank-beating quote

Why use COG over my bank?

8 simple reasons:

 - Save up to 5% with COG's international payments.

 - No Transfer Fees

 - Up to 5%, better exchange rates compared to your bank

 - Transfer money or buy currency 24/7

 - Ideal for Simple One-off or regular payments.

 - Get personal payment support to make larger or regular payments at great rates.

 - Experts dedicated to managing your account.

 - Buy currency and hold it securely in your COG Account for future payments. 

But is it safe


Your money goes into a segregated client account, so it’s always safe. What’s more, we don’t speculate, and we don’t deal with clients who want to speculate, so there’s never any risk involved.

We have a wealth of industry experience and only user counter-parties that are financially stable and secure.  Our industry experiences ensure that we offer the best protection for your currency conversion and money transfers. Whatever reason you have for exchanging currency, whether it’s to buy a second home, emigrate or import a car, we can save you money and take the worry out of organising the transfer. We are able to offer exchange rates that the banks struggle to beat. In addition to this, we can offer various options on when and how you should exchange the currency. With some careful planning, you can ensure the cost of the currency stays within your budget. When you choose to exchange currency with us, we’ll explain in jargon-free English how the process works and keep you informed every step of the trade

Currency Online Group is a trading name of The Currency Cloud Limited. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 and the Payment Services Regulations for the issuing of electronic money and the provision of payment services with FCA registration number 900199. In the US Currency Cloud operates in partnership with CFSB. CFSB fully owns the bank program and services are provided by The Currency Cloud Inc.

© 2016 Currency Cloud Limited. The Currency Cloud name and logos are trademarks. All rights reserved.

The Currency Cloud is the payments engine that powers our online platform.

The payment engine powers around 150 brokers in the UK and fills liquidity gaps for major peer to peer transfer providers.

The Currency Cloud payments engine processes in excess of $12bn in payments per year and is backed by some of the largest VC firms in the UK.

How to add a beneficiary

To add a beneficiary log in to your account and click on the add a beneficiary tab.

Step 1 - Enter the country of your beneficiary country, the bank account country and the Currency you will be sending.

Step 2 - Enter your beneficiary bank account details - (If you need help with you BIC/Swift code please let us know or check with your bank.)

Step 3 - Review your beneficiary details and confirm.

Your beneficiary is now set up.You will be able to select your beneficiary once placing a trade using the convert and pay function.

View our payments guide for a visual walkthrough 

How to make a payment

To make a payment log into your account and select convert and pay.

- Select the currency you wish to sell and the currency you wish to buy.
- Select the amount of currency you either want to sell or buy.
- Select a date and click "Get a quote"
- Review your quote and if happy click "convert" to book the trade.
You will then receive a confirmation email confirming the trade booked and our account details to make the settlement too.
Once we have received the payment settlement we will release the exchanged currency to your beneficiary.
If you need any help or would prefer to book the trade over the phone please let us know - 0203 718 3143
View our payments guide for a visual walkthrough